Welcome to Home Loan Consultant's Website

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Simple, Secure and Affordable Rate

The low rate you need for the need you want! Call
(555) 123-4567

Loan Products
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Home loans made simple.

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Check Eligiblity
Borrow - Loan Company Website Template

Simple, Secure and Affordable Rate

The low rate you need for the need you want! Call
(555) 123-4567

Loan Products

BUY YOUR FAVOURITE PROPERTIES

Loan Consultant
Loan Consultant

Apply in six easy steps

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1.

Home Loans will set up a meeting

2.

Our broker will go through the available loans with you

3.

They will help you with the paperwork



4.

Your Oxygen broker will guide you from start to finish

5.

Then it is time to sign your loan contracts

6.

They are there for you, whenever you need

Apply Now

HOME LOANS MADE SIMPLE. THAT'S REFRESHING


HOME LOANS MADE SIMPLE



Home Loans saves you time, gives you choice, and helps you avoid the pitfalls when it comes to finance. We work for you, not the banks, and pride ourselves on high quality advice. An Oxygen mortgage broker can find you the right loan, and does it hassle free. Home Loans saves you time, gives you choice, and helps you avoid the pitfalls when it comes to finance. We work for you, not the banks, and pride ourselves on high quality advice. An Oxygen mortgage broker can find you the right loan, and does it hassle free.

Loan Consultant
Loan Consultant

HOME LOANS MADE SIMPLE



Home Loans has over 20 calculators that allow you to work through a number of scenarios and help plan your financial situation. From savings and tax to loan calculators. Try the borrowing power calculator. Home Loans has over 20 calculators that allow you to work through a number of scenarios and help plan your financial situation. From savings and tax to loan calculators.

First Home Buyers

For those new to the property market, let us help you get started.

This depends on your personal situation and will differ between lenders. Use the borrowing power calculator to get an idea of how much you can borrow and what the repayments would be. Talk with an Oxygen broker to understand what your borrowing power would be, and what types of loans would suit your needs.
If you are going to live in the home, you’ll usually need at least 5% to 10% of the purchase price, plus savings to cover the cost of buying and moving. However, if you have less than 20% deposit you’ll need to pay Lender’s Mortgage Insurance, which will add to the cost of your loan. If you are an investor, you’ll typically need at least 10% of the purchase price.
Remember to factor in stamp duty, building inspections, conveyancing and solicitor fees. You’ll also need some savings to cover the cost of moving, and any urgent repairs or improvements you may need to make to your new home before moving in.
If you have less than 20% deposit you’ll need to pay Lender’s Mortgage Insurance. It’s a flat, one-off fee that is added to the cost of your loan. It protects the lender if for some reason you can’t meet your loan repayments – and it allows you to buy your home sooner, even if you don’t have quite enough saved for a deposit.
The First Home Owner Grant scheme is a one-off payment to help eligible first home owners with purchase or construction costs. The amount varies by state or territory and ranges from $5,000 up to $25,000. This can make a big difference when you’re buying your first home - check the requirements for your state here.

FIND AN AGENT




LOCAL EXPERTS




MORE THAN 1500 LOCAL EXPERTS From local agents and property managers to home loan brokers, we are here to help. With expert local knowledge, our team of dedicated real estate agents strive to ensure you get the best result. From local agents and property managers to home loan brokers, we are here to help. With expert local knowledge, our team of dedicated real estate agents strive to ensure you get the best result. From local agents and property managers to home loan brokers, we are here to help. With expert local knowledge, our team of dedicated real estate agents strive to ensure you get the best result.
Loan Consultant
Loan Consultant



FIND YOUR HOME




A home is more than four walls and a roof over your head. It's where you make memories, raise a family and entertain friends. It's where life happens. We understand you are buying a lifestyle and drafting your life's next chapter. It's our role to help. A home is more than four walls and a roof over your head. It's where you make memories, raise a family and entertain friends. It's where life happens. We understand you are buying a lifestyle and drafting your life's next chapter. It's our role to help.

Reasons to choose us

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EMI Calculator

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Customers love us!

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Easy Documentation

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Fast Approval

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Get Started Simple & Securely

Understand what is the loan amount you are eligible for and what would the EMI be.you can apply as per your eligibility.

Check eligibility

Find Loan Products We Offers

We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.

11.49%

Rate of interest:

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8.35%

Rate of interest:

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12.75%

Rate of interest:

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16.00

Rate of interest:

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FAQs

From refinancing to reducing your interest, we have the answers right here.

This depends on your personal situation and will differ between lenders. Use the borrowing power calculator to get an idea of how much you can borrow and what the repayments would be. Talk with an Oxygen broker to understand what your borrowing power would be, and what types of loans would suit your needs.
If you are going to live in the home, you’ll usually need at least 5% to 10% of the purchase price, plus savings to cover the cost of buying and moving. However, if you have less than 20% deposit you’ll need to pay Lender’s Mortgage Insurance, which will add to the cost of your loan. If you are an investor, you’ll typically need at least 10% of the purchase price.
If you have less than 20% deposit you’ll need to pay Lender’s Mortgage Insurance. It’s a flat, one-off fee that is added to the cost of your loan. It protects the lender if for some reason you can’t meet your loan repayments – and it allows you to buy your home sooner, even if you don’t have quite enough saved for a deposit.
If you don’t think your current home loan is meeting your needs, it's worth chatting to an Oxygen broker to see if it makes sense to refinance. Sometimes you can refinance with your current lender to get a better rate or lower fees and in other cases it may be worth switching banks to get the features you want. There may be costs involved in switching banks – such as a property valuation or exit fees on your current loan. Oxygen Home Loans will help you weigh up the pros and cons.
Life is full of changes. You may be changing employment, starting a family, thinking about taking time off to travel or considering a major home renovation … all these things could affect whether your home loan is still right for you, so it’s a good idea to let your Oxygen broker know. They may be able to help you refinance or even take a payment holiday.

YOUR NEW HOME IS ALMOST READY



YOUR NEW HOME IS ALMOST READY



MORE THAN 1500 LOCAL EXPERTS From local agents and property managers to home loan brokers, we are here to help. With expert local knowledge, our team of dedicated real estate agents strive to ensure you get the best result. From local agents and property managers to home loan brokers, we are here to help. With expert local knowledge, our team of dedicated real estate agents strive to ensure you get the best result. From local agents and property managers to home loan brokers, we are here to help. With expert local knowledge, our team of dedicated real estate agents strive to ensure you get the best result.
Loan Consultant

ADVICE

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Home loan made easy

Aug 25, 2020By Admin

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Borrow - Loan Company Website Template

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Aug 24, 2020By Admin

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Aug 23, 2020By Admin

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